Acheter pour louer : les atouts de l’investissement locatif dans le neuf

Buying a new house or apartment to let can be a profitable property investment in more ways than one...

You’re making a profitable investment for today and tomorrow

You’re creating a property asset
Receiving regular monthly rentals provides you with an additional stream of dependable income for the future, and especially for your retirement. At the same time, you’re creating an asset that can be passed on to your heirs.
Furthermore, the rental payments can cover all or part of your monthly mortgage payments.

You’re benefiting from advantageous purchasing conditions
When you buy a new property, you gain financially:
- from lower legal fees: approximately 3-4% of the price of a new-build, compared with 7-8% for an older property,
- some districts offer 2 years’ full or partial property tax exemption on new-builds.

Mortgage interest rates are still very attractive. Buy now for a profitable long-term investment.

You’re making a long-term investment

There is still more demand for rental property than supply. Better still, Bouygues Immobilier is very careful to select development locations with the best rental potential: you’ll have no trouble finding tenants.

Your new property meets demanding standards of insulation, energy efficiency, comfort, quality and safety. Ideal for attracting tenants!

Your property comes with legally-enforceable guarantees that come into effect on the date Bouygues Immobilier accepts the building: a guarantee of fault-free completion, a fixtures and fittings guarantee and a 10-year structural guarantee. Each guarantee has its own precise duration and coverage. In addition to these guarantees, Bouygues Immobilier is also covered by owner’s damage insurance, so if you ever need to make a claim, you can rely on a fast settlement with no need to wait for a legal verdict. Owner’s damage insurance covers all the same issues as the fixtures and fittings guarantee and the 10-year structural guarantee.

It’s tax-efficient and eligible for tax reduction schemes

Buying a new house or apartment and renting it out gives you a number of tax advantages:

You can claim property tax deductions (French finance law 2005-1719 of 30 December 2005),

You can offset any pre-tax property rental losses against your other French income up to a maximum of €10,700 per year.

By investing in new property, you can take advantage of some very attractive tax breaks! Under the tax exemptions provided under the Robien and Borloo laws, you can claim tax exemption for a significant portion of your rental income, if you use a mortgage to cover between 50% and 65% of the property purchase price (including legal fees), as well as enjoying other tax savings.